The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 01, 2025
Filed:
Jul. 25, 2022
Applicant:
Bank of America Corporation, Charlotte, NC (US);
Inventors:
George Albero, Charlotte, NC (US);
Amit Pandey, Charlotte, NC (US);
Assignee:
Bank of America Corporation, Charlotte, NC (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07C 9/20 (2020.01); G06F 18/23 (2023.01); G06K 19/07 (2006.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); G07C 9/00 (2020.01);
U.S. Cl.
CPC ...
G07C 9/20 (2020.01); G06F 18/23 (2023.01); G06K 19/0723 (2013.01); G06N 20/00 (2019.01); G06Q 20/4015 (2020.05); G07C 9/00571 (2013.01);
Abstract
Systems, devices, and methods for user authentication are described. A security platform may authenticate a user based on a machine learning model created using historical user behavior. The user behavior may correspond to user interaction with and/or operation of a computing device. The user behavior may correspond to, for example, historical user purchase patterns. Applications include user authentication for online and offline purchases, access to computing resources, and/or access to physical locations.