The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 25, 2025

Filed:

May. 30, 2012
Applicants:

Tomas Ariel Campos, Berkeley, CA (US);

Keith Miller, Livermore, CA (US);

Teri Llach, Palo Alto, CA (US);

Kellie D. Harper, Alpine, UT (US);

Ansar Ansari, Santa Clara, CA (US);

Inventors:

Tomas Ariel Campos, Berkeley, CA (US);

Keith Miller, Livermore, CA (US);

Teri Llach, Palo Alto, CA (US);

Kellie D. Harper, Alpine, UT (US);

Ansar Ansari, Santa Clara, CA (US);

Assignee:

Blackhawk Network, Inc., Pleasanton, CA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/16 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01); G06Q 20/16 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/40 (2013.01);
Abstract

A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.


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