The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 25, 2025

Filed:

Oct. 05, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Koni Uttam Nayak, Mumbai, IN;

Ashish Kulpati, Haryana, IN;

Pankaj Rajurkar, Indore, IN;

Glenn Leon Powell, Fremont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06F 16/22 (2019.01); G06F 16/23 (2019.01); G06F 16/2455 (2019.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/102 (2013.01); G06F 16/22 (2019.01); G06F 16/2379 (2019.01); G06F 16/2455 (2019.01); G06Q 20/223 (2013.01); G06Q 20/3224 (2013.01); G06Q 40/02 (2013.01); H04W 4/12 (2013.01);
Abstract

Systems and methods for processing a financial transaction are provided. In a method conducted at an issuing server computer associated with a first entity, a transaction request message is transmitted to an acquiring server computer associated with a second entity. The transaction request message is in respect of a push transaction in which funds from the first entity are transferred to the second entity and includes a first set of data elements. In response to transmitting the transaction request message, a transaction response message and a second set of data elements are received. The second set of data elements are associated with the first set of data elements and the financial transaction is processed using information contained in the first set of data elements and the second set of data elements.


Find Patent Forward Citations

Loading…