The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 18, 2025

Filed:

Mar. 28, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Jitender Singh, Robbinsville, NJ (US);

Matthew B. Bledsoe, Charlotte, NC (US);

Jennifer Corzo, Ewing, NJ (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01);
Abstract

An apparatus for bypassing user authentication comprises a memory and a processor. The processor is configured to receive a contextual payload for authentication of a first user and process the contextual payload to identify interaction session information associated with the first user. The processor is further configured to identify a file associated with the first user and a session classifier based on the interaction session information. In response to determining authentication information from the interaction session information, the processor is further configured to transmit file information associated with the file of the first user to an entity device associated with an entity and to transmit an instruction to display pre-populated fields in a process flow based on the identified session classifier on the entity device. The processor is further configured to establish a network connection between a first user device associated with the first user and the entity device.


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