The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 18, 2025
Filed:
Dec. 12, 2022
Applicant:
American Express Travel Related Services Company, Inc., New York, NY (US);
Inventor:
Andras L. Ferenczi, Peoria, AZ (US);
Assignee:
American Express Travel Related Services Company, Inc., New York, NY (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/06 (2006.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/351 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/4012 (2013.01); H04L 9/0637 (2013.01); H04L 9/30 (2013.01); H04L 9/3221 (2013.01); G06Q 2220/00 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01);
Abstract
Disclosed are various embodiments for issuing virtual cards to client devices. Also disclosed are embodiments for provisioning a transaction terminal to process transactions with virtual cards. A zero-knowledge proof algorithm can be utilized to validate the transactions. A virtual card can be based upon a public key of a client device that is managed by a hardware security module.