The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 11, 2025

Filed:

Nov. 08, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Charles Russell Kendall, Snoqualmie, WA (US);

Richard C. Clow, II, Morristown, NJ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/083 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods, and computer program products for enhanced secure resource transmissions based on image capture via a resource processing terminal device. The invention provides a secure platform for transformation and structuring of resource data at a resource instrument device, and authentication of resource data, prior to initiation of a resource activity at the resource processing terminal device. Specifically, the invention is structured to construct an authorized credential element for processing of a resource activity at a first time interval prior to initiation of the resource activity. The invention is structured to execute a first resource processing activity at a subsequent time interval using the first authorized credential element, upon determining that the authorized credential element is compatible with the activity, and that the authorized credential element is pre-authenticated.


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