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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12248947 B1

PDFFull Text
Date of Patent:
Mar. 11, 2025

Filed:

Mar. 25, 2019

Banking processing method and computer-readable storage medium having application for banking processing stored therein

Applicant:

Kakaobank Corp., Gyeonggi-do, KR;

Inventors:

Jung Hee Ko, Gyeonggi-do, KR;

Tae Ki Ha, Gyeonggi-do, KR;

Yeun Su Koo, Gyeonggi-do, KR;

Bo Hyun Oh, Gyeonggi-do, KR;

Lee Rang Park, Gyeonggi-do, KR;

Sung Jun Kim, Gyeonggi-do, KR;

Ji Hong Park, Gyeonggi-do, KR;

Dong Joon Lee, Gyeonggi-do, KR;

Jung Min Ahn, Gyeonggi-do, KR;

Geun Won Mo, Gyeonggi-do, KR;

Hyeong Jin Jang, Gyeonggi-do, KR;

Jun Hyuk Yun, Gyeonggi-do, KR;

Hack Cheon Kim, Gyeonggi-do, KR;

Eun Jung Gil, Gyeonggi-do, KR;

Ji Eun Kim, Gyeonggi-do, KR;

Tae Won Kim, Gyeonggi-do, KR;

Seung Jin Lee, Gyeonggi-do, KR;

Do Young Lee, Gyeonggi-do, KR;

Assignee:

KAKAOBANK CORP., Gyeonggi-do, KR;

Attorney:

Harness, Dickey & Pierce, P.L.C.

Primary Examiner:

Jamie R Kucab

Int. Cl.
CPC ...
G06Q 30/018 (2023.01); G06F 9/54 (2006.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 40/03 (2023.01); G06Q 50/26 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06F 9/54 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3829 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); G06Q 40/03 (2023.01); G06Q 50/265 (2013.01); H04L 9/3213 (2013.01); H04L 9/3268 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A banking processing method according is performed by a processing logic including an application for banking processing implemented on a user terminal and a computer-readable storage medium. The method comprises the steps of: when the application for banking processing is run, searching a hardware security area of the user terminal and confirming the existence of a certificate for confirming an execution history of the application for banking processing; when the existence of the certificate is confirmed, searching the security area and confirming the existence of a token key for identifying whether login information of the user has been set; when the existence of the token key is not confirmed, setting the login information of the user by providing a membership page for setting the login information of the user; and opening an account according to a request of the user whose login information has been set.

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