The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 11, 2025

Filed:

Nov. 10, 2021
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Kartik Lamba, Berkeley, CA (US);

Rodion Steshenko, Union City, CA (US);

Jesse Dorogusker, Palo Alto, CA (US);

Assignee:

Block, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 30/0226 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/204 (2013.01); G06Q 20/227 (2013.01); G06Q 20/3224 (2013.01); G06Q 30/0226 (2013.01);
Abstract

A method and system for multi-account payment processing are described. An example method includes: receiving, at a computing system and for a payment transaction involving one or more items, information associated with a purchaser, wherein the information is associated with a plurality of accounts, and wherein each of the plurality of accounts is associated with distinct account information; determining, at the computing system and based on one or more account selection criteria, one or more accounts of the plurality of accounts to use for processing the payment transaction, wherein the one or more account selection criteria include at least one of merchant type or available funds in the plurality of accounts; and processing, at the computing system, a respective aspect of the payment transaction corresponding to a respective item of the one or more items using a respective account of the determined one or more accounts.


Find Patent Forward Citations

Loading…