The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 04, 2025

Filed:

Sep. 05, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sivakumar Bogu, Telengana, IN;

Chinmay S. Barhale, Telengana, IN;

Deepak Gujaba Gaikwad, Singapore, SG;

Debraj Goswami, Telangana, IN;

Satyasai Veera Venkata Gudimetla, Telangana, IN;

Kiran Pulla, Telangana, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/1095 (2022.01);
U.S. Cl.
CPC ...
H04L 67/1095 (2013.01);
Abstract

Systems, methods, and computer program products are provided herein for tokenized data transfers between electronic devices in a distributed network. An example method includes receiving a request for a tokenized data transfer associated with at least a first user and determining one or more data transfer parameters defining the tokenized data transfer request. The example method further includes generating a data transfer token for the first user based on the data transfer parameters where the data transfer token includes at least a first resource associated with the first user. The example method also includes providing the data transfer token within a mobile resource application of the first user. A second user associated with the request for the tokenized data transfer based may be determined based on the one or more data transfer parameters, and the method may include effectuating the tokenized data transfer between the users.


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