The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 04, 2025

Filed:

Aug. 04, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Manu Kurian, Dallas, TX (US);

Joseph Castinado, Northglenn, CO (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/06 (2006.01); H04L 67/104 (2022.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/36 (2013.01); G06Q 20/382 (2013.01); H04L 9/0637 (2013.01); H04L 67/104 (2013.01); H04W 12/63 (2021.01);
Abstract

A computing platform having at least one processor, a memory, and a communication interface may receive, via the communication interface, a transaction request from a participant. The computing platform may identify a user and one or more linked digital wallets associated with the transaction request. The computing platform then may execute an algorithm for comparing the transaction request to predetermined criteria associated with the one or more linked digital wallets. The computing platform may establish, via the communication interface, a first connection with a user computing device and, while the first connection is established, transmit to the user computing device transaction information which, when executed by the user computing device, causes a notification to be displayed on the user computing device.


Find Patent Forward Citations

Loading…