The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 04, 2025

Filed:

Sep. 11, 2023
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Jessica U. Jones, West Sussex, GB;

Lee J. Peart, Surrey, GB;

Blayn W. Beenau, Peoria, AZ (US);

Peter D. Saunders, Salt Lake City, UT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 20/105 (2013.01); G06Q 20/223 (2013.01); G06Q 20/322 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3278 (2013.01); G06Q 40/02 (2013.01);
Abstract

A funds-transfer system enables a buyer to transfer funds to a seller via a mobile telephone. The system receives a payment request transmitted from a mobile telephone of the buyer. The payment request is for a transfer of funds from a financial account held by the buyer to a financial account held by the seller, and the payment request is transmitted from a payment application stored in the buyer's mobile telephone. The payment request identifies a purchase amount to be transferred, and information identifying the financial account held by the buyer. The system charges the purchase amount to the financial account held by the buyer and transfers the purchase amount to a financial account held by the seller.


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