The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 25, 2025

Filed:

Feb. 12, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventor:

Anirudh Kumar Sharma, Haryana, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/18 (2013.01); H04L 63/0838 (2013.01); H04L 63/102 (2013.01); H04L 2463/082 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for secure channel selection for multi-factor authentication using non-fungible electronic resources. An example system may receive, from a user input device, a request from a user to access resources. The example system may then determine and subsequently validate a first authentication channel to be used to verify user identity. The example system may check if the user possesses an NFT for the first authentication channel, retrieves relevant authentication channel descriptors, and compares the authentication channel information with the authentication channel descriptors to determine a match. If the channel is deemed valid, the example system may initialize verification of the user identity via the first authentication channel.


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