The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 25, 2025

Filed:

Sep. 10, 2020
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

David Samuel Tax, Toronto, CA;

Milos Dunjic, Oakville, CA;

Kushank Rastogi, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/204 (2013.01); G06Q 20/206 (2013.01); G06Q 20/227 (2013.01); G06Q 20/346 (2013.01); G06Q 20/4012 (2013.01); H04L 63/083 (2013.01); H04L 63/0853 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A processor-implemented method is disclosed. The method includes: receiving, via a terminal device, input of a first password during a card session that begins when a value transfer card is inserted into the terminal device, the value transfer card being associated with a plurality of passwords; verifying that the first password is a valid password associated with the value transfer card; identifying at least one card control setting associated with the first password, the at least one card control setting being a setting that is not associated with another one of the plurality of passwords; and processing a transaction initiated at the terminal device based on the identified at least one card control setting.


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