The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 25, 2025

Filed:

May. 02, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Michael Mossoba, Arlington, VA (US);

Joshua Edwards, Philadelphia, PA (US);

Abdelkader Benkreira, Washington, DC (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 21/62 (2013.01); G06Q 20/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06F 21/6245 (2013.01); G06Q 20/023 (2013.01); G06Q 20/12 (2013.01); G06Q 20/4014 (2013.01); G06Q 40/02 (2013.01); H04L 63/08 (2013.01); G06Q 2220/00 (2013.01);
Abstract

In a method for transferring payment account information, a payment information transfer request is received from an account holder device associated with a first provider account. A list of payees to which electronic payments have been made from the first provider account is transmitted to the account holder device for display to the account holder and a user selection of at least one selected payee from the list of one or more payees is received from the account holder device. A payment account information data file is assembled in a predetermined data format, the file including payment account information for each selected payee. The payment account information data file is then transmitted to at least one of the set consisting of the account holder device and an information processing system of a second account provider.


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