The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 25, 2025

Filed:

Jan. 13, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

David J. Dietrich, Charlotte, NC (US);

Diana Macias, Livermore, CA (US);

Jinee K. Ellis, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/22 (2012.01); G06Q 20/42 (2012.01); H04W 4/02 (2018.01); H04W 12/04 (2021.01); H04W 16/28 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/223 (2013.01); G06Q 20/42 (2013.01); H04W 4/023 (2013.01); H04W 4/027 (2013.01); H04W 12/04 (2013.01); H04W 16/28 (2013.01);
Abstract

A method is provided. The method includes receiving a request to conduct a transaction with a merchant, verifying the transaction, determining a first distance between a first computing device associated with a first user and a second computing device associated with a second user based on a first and a second data, determining that the first distance between the first computing device and second computing device satisfies a first predetermined distance threshold, determining a second distance between a third computing device associated with the second user and the second computing device based on a third and the second data, determining that the second distance between the third computing device and the second computing device satisfies a second predetermined distance threshold, and approving the transaction.


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