The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 25, 2025
Filed:
Sep. 29, 2023
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
Adam R. Koeppel, Washington, DC (US);
Alex Leo Niderberg, Vienna, VA (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2023.01); G06Q 40/02 (2023.01); G07F 19/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06Q 20/405 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01); G07F 19/203 (2013.01);
Abstract
Systems and methods are disclosed for the deposit, withdrawal, and reuse of currency for transactions. According to disclosed embodiments, an intelligent teller machine (ITM) is configured to receive currency as payment for a transaction, to calculate and dispense any change due, and to request that the net value of the transaction (e.g., the revenue) be deposited into the financial account of the business. The currency received by the ITM is also available to make change for future purchase transactions.