The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 18, 2025

Filed:

Dec. 11, 2020
Applicant:

Banks and Acquirers International Holding, Paris, FR;

Inventors:

David Naccache, Paris, FR;

Marc Beunardeau, Paris, FR;

Aisling Connolly, Paris, FR;

Rémi Geraud, Paris, FR;

Hiba Koudoussi, Paris, FR;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/386 (2020.05); G06Q 40/02 (2013.01);
Abstract

A transaction method for a user using a first and a second terminal and connected to a server via a first and a second communication channel, respectively. The first terminal sends a transaction amount to the server. The server establishes a verification code whose length depends on the transaction amount, then sends a request to the first terminal and the verification code to the second terminal. The user returns the request filled in with a copied code to the server using the first terminal. The server compares the verification code with the copied code and sends a transaction validation or invalidation message to the first terminal depending on the comparison.


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