The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 18, 2025
Filed:
Dec. 27, 2023
Applicant:
Synchrony Bank, Stamford, CT (US);
Inventors:
Michael Storiale, Rocky Hill, CT (US);
Lisa Hammond, Alpharetta, GA (US);
William Kievit, Stamford, CT (US);
Tiffanie Terry, Charlotte, NC (US);
Carter Hudson, Charlotte, NC (US);
Jake Miller, Stamford, CT (US);
Assignee:
Synchrony Bank, Stamford, CT (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0235 (2023.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/4037 (2013.01); G06Q 30/0235 (2013.01); G06Q 40/03 (2023.01);
Abstract
Disclosed embodiments may provide a framework to implement post-purchase tender switches. For example, following a transaction made with a particular payment instrument, a customer may be offered the ability to apply for a preferred payment instrument and/or to switch his or her tender type to the preferred payment instrument for the previous transaction.