The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 11, 2025

Filed:

Dec. 23, 2021
Applicant:

Uipco, Llc, San Antonio, TX (US);

Inventors:

Mathew Cyriac Kottoor, San Antonio, TX (US);

Gideon Bowie Luck, Wylie, TX (US);

Pradeep R. Mangalagiri, Naperville, IL (US);

Andrew Flores, San Antonio, TX (US);

Iris Jordan, Farmers Branch, TX (US);

Joseph H. Louwagie, III, San Antonio, TX (US);

Assignees:

UIPCO, LLC, San Antonio, TX (US);

United Services Automobile Association (USAA), San Antonio, TX (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06F 16/2457 (2019.01); G06F 16/25 (2019.01); G06Q 40/12 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12); G06F 16/24573 (2019.01); G06F 16/25 (2019.01);
Abstract

Implementations ingest records across multiple accounts hosted by different service providers and augment the records with metadata. For example, ingesting can include processing the records to identify transactions in the records and to discover additional aspects of the transactions. In some implementations, metadata can be used to augment the identified transactions in the records, where metadata can include a category, a digital receipt, a user tag such as a geotag, and other suitable metadata. The ingesting and augmenting the records can populate a coordination data structure with identified transactions and their associated data elements. These identified transactions can then be queried and a result set of transactions that span the different user accounts can be returned. In some implementations, the transactions can be queried using the augmented metadata, or other suitable pieces of information for the transactions.


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