The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 11, 2025

Filed:

Dec. 13, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

James Zarakas, Centreville, VA (US);

Molly Johnson, Alexandria, VA (US);

Robert Perry, Ashburn, VA (US);

Adam Koeppel, Washington, DC (US);

Tyler Locke, Washington, DC (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06F 3/01 (2006.01); G06F 7/08 (2006.01); G06F 21/35 (2013.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 40/02 (2023.01); G07F 7/08 (2006.01); H04L 9/08 (2006.01); H04L 9/40 (2022.01); H04W 4/80 (2018.01); G06F 21/62 (2013.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); H04W 84/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06F 3/017 (2013.01); G06F 21/35 (2013.01); G06Q 20/105 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/353 (2013.01); G06Q 40/02 (2013.01); G07F 7/0833 (2013.01); H04L 9/0877 (2013.01); H04L 63/0853 (2013.01); H04L 2463/082 (2013.01); H04W 4/80 (2018.02); H04W 84/12 (2013.01);
Abstract

A transaction card includes a near-field communication (NFC) component, a security component, a wireless component, one or more memories, and one or more processors communicatively coupled to the one or more memories. The device receives a signal from a user device attempting to access a secure application, and energizes the NFC component based on the signal received from the user device. The device causes the security component to generate an encrypted code based on the NFC component being energized, and provides, via the security component, the encrypted code to the wireless component. The device provides, via the wireless component, the encrypted code to the user device to permit the user device to utilize the encrypted code as authentication for accessing the secure application.


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