The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 11, 2025
Filed:
Oct. 31, 2023
Wells Fargo Bank, N.a., San Francisco, CA (US);
Shailesh Hedaoo, Fremont, CA (US);
Benjamin Soccorsy, Larkspur, CA (US);
Manish Adeshara, Fremont, CA (US);
Ashish G. Khapre, Fremont, CA (US);
Chintan Mehta, San Ramon, CA (US);
Manoj Thorat, Fremont, CA (US);
Ajith Thoutu, Dublin, CA (US);
Priyank Tiwari, Irving, TX (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A system includes a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to: store a cookie associated with a user device of a user; receive a prefetch request based on the cookie for account information in advance of a user request for the account information; identify the user based on the stored cookie; verify the identity of the user based on a received credential regarding the user; perform asynchronous data gathering by receiving data intermittently over one or more network nodes to retrieve the account information based on the prefetch request and the verification of the identity of the user; and provide account information to an active cache of the user device that proactively updates stored account information. The account information is stored in the active cache of the user device for later retrieval.