The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 11, 2025

Filed:

Dec. 12, 2023
Applicant:

First Data Corporation, Brookfield, WI (US);

Inventors:

Vijay Royyuru, Norristown, PA (US);

Sridher Swaminathan, Omaha, NE (US);

Assignee:

FIRST DATA CORPORATION, Milwaukee, WI (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/02 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/102 (2013.01); G06Q 20/027 (2013.01); G06Q 20/363 (2013.01);
Abstract

Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is 'pushed' into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.


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