The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 28, 2025

Filed:

Oct. 28, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Rama Krishna Baruvoori, Dublin, CA (US);

Shravya Reddy Mekala, Fremont, CA (US);

Soorej Nair, San Jose, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3823 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01);
Abstract

A method is disclosed. The method comprises receiving, by a virtual terminal, virtual terminal configuration data from a virtual terminal configuration data source via a virtual terminal configurations API. The method also includes transmitting, by virtual terminal, to a device reader, a value, and receiving, by the virtual terminal, access data from a user device via the device reader. The method further includes transmitting, by the virtual terminal, a transaction request comprising at least the value and the access data to a transaction platform via a transaction API, and receiving, by the virtual terminal, a transaction response from the transaction platform via the transaction API.


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