The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 21, 2025
Filed:
Aug. 25, 2021
Applicant:
Visa International Service Association, San Francisco, CA (US);
Inventor:
Ranjiva Kant Prasad, Hampshire, GB;
Assignee:
Visa International Service Association, San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06K 19/06 (2006.01);
U.S. Cl.
CPC ...
H04L 9/3271 (2013.01); G06K 19/06037 (2013.01); H04L 9/321 (2013.01); H04L 9/3231 (2013.01); H04L 9/3234 (2013.01);
Abstract
A method for authenticating a user performed by an identity server computer is disclosed. The method comprises receiving, by a server, a user device identifier from an access device. The server transmits a challenge to a mobile device operated by a user, and the mobile device signs the challenge. The server receives and verifies the signed challenge and then provides the signed challenge or a portion thereof to an access device, which processes the transaction with the signed challenge.