The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 21, 2025

Filed:

Jun. 23, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Joshua Edwards, Philadelphia, PA (US);

Abdelkader M'Hamed Benkreira, Washington, DC (US);

Noel Lyles, Alexandria, VA (US);

Michael Mossoba, Great Falls, VA (US);

Assignee:

CAPTIAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G10L 13/08 (2013.01); G06Q 20/16 (2012.01); G06Q 20/40 (2012.01); G10L 15/26 (2006.01);
U.S. Cl.
CPC ...
G10L 13/08 (2013.01); G06Q 20/16 (2013.01); G06Q 20/40145 (2013.01); G10L 15/26 (2013.01);
Abstract

A user assistance device aids validation of transactions on payment terminals. A payment terminal that accepts a payment card at a point of sale can be detected. A transaction amount for validation can be determined from the payment terminal. Subsequently, audio of the transaction amount can be generated. Playing of the audio on a user assistance device can then be triggered, allowing a user to hear the transaction amount before accepting or rejecting the transaction. Further, transaction information can be analyzed and used to suggest whether a customer should accept or reject the transaction.


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