The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 21, 2025
Filed:
Jul. 14, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A secure transaction system, computer program recording medium and method facilitate secure, in-person peer-to-peer transaction. A controller of the secure transaction system authenticates first and second parties of a transaction via respective first and second user devices. A financial trustworthiness of at least the second party is determined. The controller vouches for the financial trustworthiness of the second party to the first party via the first user device. The controller brokers an in-person transaction that comprises transfer of physical value from the first party to the second party. In response to receiving confirmation of the transfer to the physical value between the first and second parties, the controller adjusts first and second financial accounts respectively associated with the first and second parties to reflect the transfer.