The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 21, 2025

Filed:

Dec. 07, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeffrey Rule, Chevy Chase, MD (US);

Srinivasa Chigurupati, Long Grove, IL (US);

Kevin Osborn, Newton Highlands, MA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06F 21/44 (2013.01); G06Q 20/38 (2012.01); H04L 9/40 (2022.01); H04W 12/0431 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/352 (2013.01); G06F 21/44 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/3829 (2013.01); H04L 63/062 (2013.01); H04W 12/0431 (2021.01);
Abstract

A contactless card can include a plurality of keys for a specific operation, e.g., encryption or signing a communication. The contactless card can also include an applet which uses a key selection module. The key selection module can select one of the plurality of keys and the applet can use the key to, e.g., encrypt or sign a communication using an encryption or signature algorithm. The contactless card can send the encrypted or signed communication to a host computer through a client device. The host computer can repeat the key selection technique of the contactless device to select the same key and thereby decrypt or verify the communication.


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