The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 21, 2025

Filed:

Aug. 10, 2023
Applicant:

Experian Marketing Solutions, Llc, Schaumburg, IL (US);

Inventors:

Helen McMillan, San Clemente, CA (US);

John Lawrence Skurtovich, Anaheim, CA (US);

Anita Kress, Santa Ana, CA (US);

Timothy Sumida, Yorba Linda, CA (US);

Michael Charles McVey, Mission Viejo, CA (US);

Assignee:

Experian Marketing Solutions, LLC, Schaumburg, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 16/28 (2019.01); G06Q 10/10 (2023.01); G16H 10/60 (2018.01); G16Z 99/00 (2019.01); H04L 9/40 (2022.01); H04L 67/10 (2022.01);
U.S. Cl.
CPC ...
G06Q 10/10 (2013.01); G06F 16/284 (2019.01); G16H 10/60 (2018.01); G16Z 99/00 (2019.02); H04L 63/102 (2013.01); H04L 67/10 (2013.01); G06F 2221/2149 (2013.01);
Abstract

Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.


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