The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 14, 2025
Filed:
Nov. 01, 2021
Bank of America Corporation, Charlotte, NC (US);
Marcus R. Matos, Richardson, TX (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Apparatus and methods for automating replacement and disablement of one-time password ('OTP') generators are provided. The apparatus and methods may include an authentication engine on a server and an OTP generator that may generate a standard OTP or an enhanced OTP that includes additional information beyond the standard OTP. The authentication engine may analyze the additional information when an enhanced OTP is received, and in response to that additional information, execute an operation. The operation may include initiating the sending of a new OTP generator to a user when the OTP generator's battery is failing or the OTP generator has been damaged or disabling an OTP generator when the OTP generator has been tampered with.