The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 14, 2025

Filed:

Sep. 26, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Pushkar Joglekar, Emeryville, CA (US);

Ajit Gaddam, Foster City, CA (US);

Ara Jermakyan, Northridge, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/018 (2023.01); G06F 18/22 (2023.01); G06F 21/55 (2013.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); H04L 67/50 (2022.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06F 18/22 (2023.01); G06F 21/552 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0224 (2013.01); H04L 67/535 (2022.05);
Abstract

Disclosed are a method and system for generating a behavior profile for a new entity. The method is performed in response to and immediately after a new entity is added to a fraud detection system. The method includes generating a doppelganger behavior profile for the new entity based on feature data of the new entity and pre-existing entities. Generating the profile includes determining a similarity score for each pre-existing entity, ranking the plurality of pre-existing entities based on the score, selecting pre-existing entities based on the ranking, and combining behavior profiles of the preexisting entities to produce the profile. The method also includes assigning the profile to the new entity and monitoring the new entity. The method further includes detecting fraud, an anomaly, and/or malicious intent based on the profile, and automatically suspending an aspect of the new entity in response to the detection.


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