The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 07, 2025

Filed:

Nov. 05, 2020
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jennifer Kwok, New Rochelle, NY (US);

Viraj Chaudhary, McLean, VA (US);

Abdelkader M'hamed Benkreira, New York, NY (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0853 (2013.01); H04L 63/107 (2013.01);
Abstract

Systems and methods of the present disclosure enable the generation and use of secure offline tokens for account activity authentication. A processor receives an activity record including activity details including an entity identifier. The processor determines a flight booking associated with the activity record when the entity identifier includes an airline, and determines flight data associated with the flight booking. The processor automatically generates an offline token associated with the user account, including account access restrictions. The account access restrictions include a token activation period that binds the offline token to a duration of the flight, and a token entity binding that binds the offline token to use with the airline for performing in-flight account activity requests. The processor automatically causes a computing device to download the offline token to enabling performing the in-flight account activity requests with the entity during the offline token activation period.


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