The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 07, 2025

Filed:

Dec. 04, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Arthur Carroll Chow, Markham, CA;

Tae Gyun Moon, North York, CA;

Sangeeta Mathew, Mississauga, CA;

Darius Braziunas, Toronto, CA;

Dino Paul D'Agostino, Richmond Hill, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 15/16 (2006.01); H04L 51/226 (2022.01); H04L 51/56 (2022.01); H04L 51/58 (2022.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
H04L 51/56 (2022.05); H04L 51/226 (2022.05); H04L 51/58 (2022.05); H04W 4/12 (2013.01);
Abstract

A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel; storing the first message object in a memory, the first message object being stored in association with a set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the set that is associated with the first access channel; and causing the at least one message object to be delivered via the first access channel.


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