The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 07, 2025

Filed:

Nov. 22, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Vijayalakshmi Narasimha Raju Kalidindi, Frisco, TX (US);

Nick Norcross, Frisco, TX (US);

Mani Afsari, McKinney, TX (US);

Jeffrey Whalen, Frisco, TX (US);

Erika Gaffney, Frisco, TX (US);

Surbhi O'Haugherty, Richardson, TX (US);

Sebastian Lewis, Dallas, TX (US);

Poojitha Ponugoti, Allen, TX (US);

Christian Young, Dallas, TX (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06F 16/25 (2019.01); G06Q 30/02 (2023.01); G06Q 30/0601 (2023.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0627 (2013.01); G06F 16/252 (2019.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01);
Abstract

A computer-implemented method may include causing a customer device to display a user portal; receiving the input customer criteria; determining that a merchant possesses a corresponding item; updating the user portal with a selectable indication of the merchant; facilitating secure information sharing by: generating an access communication unique to the customer and without any customer information; transmitting the communication to a merchant device; and providing a merchant portal with further interactive objects; receiving, a transmission based on the access communication; securely providing the customer information to the merchant device via the merchant portal; receiving merchant criteria entered by the merchant; and automatically: determining a variance between the customer criteria and the merchant criteria; and updating at least one of the merchant or user portal to include at least one of the variance or the merchant criteria.


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