The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 07, 2025

Filed:

Dec. 28, 2021
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Chern Jie Lim, Singapore, SG;

Ziyuan Pan, Singapore, SG;

Jessica Tjong, Singapore, SG;

Oscar Charles Edward Sanderson, Singapore, SG;

Yanfei Dong, Singapore, SG;

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 16/955 (2019.01); G06N 20/00 (2019.01); G06Q 20/34 (2012.01); H04L 9/40 (2022.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 16/9566 (2019.01); G06N 20/00 (2019.01); G06Q 20/351 (2013.01); H04L 63/1425 (2013.01); H04L 63/1483 (2013.01); G06F 21/31 (2013.01);
Abstract

A machine learning engine may be trained using artificial intelligence techniques and used according to techniques discussed herein. While an initial electronic transaction for a resource may be permitted, a subsequent related transaction to the initial electronic transaction may be analyzed in view of additional electronic information that was not available at the time of the initial transaction. Analysis of the subsequent related transaction, using the machine learning engine, may indicate a new classification related to the resource and/or the acquisition of the resource. Based on this new classification, usage of the resource may be restricted and/or denied, and the initial transaction for the resource may even be canceled retroactively.


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