The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 31, 2024

Filed:

Dec. 16, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Theresa Marie Matowitz, San Antonio, TX (US);

Michael Kyne, Saint Petersburg, FL (US);

Michael Hertz, San Antonio, TX (US);

Ramsey Devereaux, San Antonio, TX (US);

Amber K. Buehrie, Phoenix, AZ (US);

Steven Robert Seigler, Tampa, FL (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06V 20/10 (2022.01); G06Q 40/08 (2012.01); G06T 7/33 (2017.01); G06V 10/75 (2022.01); H04N 23/90 (2023.01);
U.S. Cl.
CPC ...
G06V 20/176 (2022.01); G06Q 40/08 (2013.01); G06T 7/33 (2017.01); G06V 10/751 (2022.01); H04N 23/90 (2023.01); G06T 2207/10032 (2013.01); G06T 2207/30184 (2013.01);
Abstract

Systems and methods of the present disclosure include receiving an aerial image that includes a view of property (e.g., real property, personal property, or other types of property), automatically identifying the property included in the aerial image, automatically determining one or more characteristics of the property based at least in part on the aerial image, and automatically adjusting an insurance policy term for an insurance policy relating to the property based at least in part on the one or more characteristics of the property. Certain embodiments include automatically determining the one or more characteristics of the property also based at least in part on data received from one or more smart home devices associated with the property, one or more public records relating to the property, a supplemental image accessed from a camera located in or around the property, and so forth.


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