The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 31, 2024

Filed:

Jun. 08, 2023
Applicant:

Synchrony Bank, Stamford, CT (US);

Inventors:

Jonathan M. Schmidt, Stamford, CT (US);

Viveka Vardhan Ravi, Stamford, CT (US);

Tushar Divecha, Stamford, CT (US);

Jennifer E. Muller, Stamford, CT (US);

Taylor Young, Stamford, CT (US);

Gregory Schultz, Stamford, CT (US);

Seamus Sullivan, Stamford, CT (US);

Prakash Kothandapani, Stamford, CT (US);

Assignee:

Synchrony Bank, Stamford, CT (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 21/62 (2013.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 21/6245 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/4097 (2013.01); H04L 63/04 (2013.01);
Abstract

Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.


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