The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 31, 2024

Filed:

Oct. 10, 2018
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Florent Hay, Laeken, BE;

Kuan Hua Chen, London, GB;

David Anthony Roberts, Cheshire, GB;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06F 21/36 (2013.01); G06K 7/14 (2006.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3274 (2013.01); G06F 21/36 (2013.01); G06K 7/1417 (2013.01); G06Q 20/36 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); H04W 12/06 (2013.01); G06Q 2220/00 (2013.01);
Abstract

There is presented a method and a computing device for user authentication and transaction staging on a user device. The method comprises authenticating a user of the user device by a first device verification method and generating transaction credentials at the user device. The method further comprises generating at least one optical code data corresponding to the transaction credentials and displaying the at least one optical code on the user device in a form suitable for scanning by a second device to progress a transaction with the second device.


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