The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 24, 2024
Filed:
Jul. 12, 2023
Capital One Services, Llc, McLean, VA (US);
Vincent Pham, Champaign, IL (US);
Reza Farivar, Champaign, IL (US);
Jeremy Edward Goodsitt, Champaign, IL (US);
Fardin Abdi Taghi Abad, Champaign, IL (US);
Anh Truong, Champaign, IL (US);
Kate Key, Effingham, IL (US);
Austin Grant Walters, Savoy, IL (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.