The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2024

Filed:

Feb. 01, 2021
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Balin Kina Brandt, Brooklyn, NY (US);

Laura Fisher, Rock Hill, SC (US);

Marie Jeannette Floyd, Toronto, CA;

Katherine J. McGee, San Francisco, CA (US);

Teresa Lynn Rench, Mount Holly, NC (US);

Sruthi Vangala, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2023.01); G06Q 20/16 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0279 (2023.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0279 (2013.01); G06Q 20/16 (2013.01); G06Q 20/4014 (2013.01); G06Q 50/01 (2013.01);
Abstract

Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.


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