The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2024

Filed:

Aug. 12, 2020
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Samuel Patrick Edwards, Richmond, VA (US);

Lesley Newton, Richmond, VA (US);

Clayton Johnson, Edgewood, MD (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06K 7/10 (2006.01); G06K 19/07 (2006.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01); H04W 4/80 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06K 7/10297 (2013.01); G06K 19/0723 (2013.01); G06Q 20/20 (2013.01); G06Q 20/352 (2013.01); H04W 4/80 (2018.02);
Abstract

Systems, methods, and computer-accessible mediums for user verification through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. User verification may be provided in the context of reading two types of data from the short-range transceiver, such as a contactless card, using a client device, sending the data to a server, obtaining identifiers from each data type and comparing with stored user identifier data. Matching stored user identifier data to two forms of identification data obtained from a short-range transceiver, such as a contactless card, provides an enhanced ability to verify that the short-range transceiver is being used by an authorized user.


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