The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2024

Filed:

Nov. 08, 2022
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventor:

Jasbir Banga, Swedesboro, NJ (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06F 3/04817 (2022.01); G06F 16/909 (2019.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06F 3/04817 (2013.01); G06F 16/909 (2019.01); G06Q 20/389 (2013.01); G06Q 20/4015 (2020.05);
Abstract

A method, system, and computer-readable storage medium for implementing a location-based electronic transaction service are provided. The method includes: receiving a request for a first electronic transaction associated with a first transaction account; obtaining a geographic location associated with the request; transmitting a query for an identification of transaction accounts that are registered to conduct location-based electronic transactions at the geographic location; receiving the identification of transaction accounts; and utilizing the transaction account database to determine whether the first transaction account is registered to conduct the location-based electronic transactions. When the first transaction account is registered to conduct the location-based electronic transactions, the method further includes: retrieving, from a transaction history database, a first transaction history of the requester; and utilizing the first transaction history to suggest a third transaction account and proposed details of the first electronic transaction.


Find Patent Forward Citations

Loading…