The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2024

Filed:

Jul. 24, 2023
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Bradly Jay Billman, Celina, TX (US);

Jennifer Hunt Erickson, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06K 19/073 (2006.01); G06K 19/077 (2006.01); G06Q 20/38 (2012.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06K 19/07345 (2013.01); G06K 19/07707 (2013.01); G06Q 20/385 (2013.01); G06Q 40/02 (2013.01);
Abstract

Embodiments are described herein for systems and methods for authenticating tokenized and/or dynamic physical checks, and authorizing transfers of funds in response to the authentication. In particular, in certain embodiments, a method includes identifying, using at least one processor, a dynamic authentication code of a physical check. The method also includes automatically authenticating, using the at least one processor, the physical check based at least in part on the identified dynamic authentication code. The method further includes automatically authorizing, using the at least one processor, a transfer of funds in response to the authentication of the physical check.


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