The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 03, 2024

Filed:

Feb. 27, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeremy J. Phillips, Brooklyn, NY (US);

Mitchell Miller, Alexandria, VA (US);

Saleem Ahmed Sangi, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06K 7/14 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06K 7/1413 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/4016 (2013.01); H04L 63/0884 (2013.01); H04W 12/068 (2021.01);
Abstract

Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.


Find Patent Forward Citations

Loading…