The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 26, 2024
Filed:
May. 26, 2022
Jpmorgan Chase Bank, N.a., New York, NY (US);
Kumar Rao Krishnagi, Powell, OH (US);
Sharmila Prakash, Columbus, OH (US);
Jerome Joseph, Lewis Center, OH (US);
Nalini Sreeram Boda, Lewis Center, OH (US);
Vijay Kumar Perla, Westerville, OH (US);
Mark Alan Wells, Columbus, OH (US);
Matthew J Porter, Mechanicsburg, OH (US);
Kritsakorn Chaumpanich, Columbus, OH (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Various methods, apparatuses/systems, and media for automatically detecting discrepancy between preset data and input data are provided. A processor implements a platform and language agnostic smart data discrepancy detection module that automatically detects discrepancy between preset data and input data (i.e., larger than the preset data) during data processing of a commercial transaction involving a gratuity, particularly when a credit card payment is being made. The processor also implements an optimized processes of conducting a commercial transaction that includes a gratuity data based on user preferences that are obtainable from an application during execution thereof, and automatically alerts the user when data discrepancy is detected, i.e., when the gratuity data is more than preset gratuity data set by the user on the application.