The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 12, 2024
Filed:
Aug. 26, 2020
United Services Automobile Association (Usaa), San Antonio, TX (US);
William Daniel Farmer, Carrollton, TX (US);
Anto Chirayil Thomas, Coppell, TX (US);
Pooja Krishnaswamy, Cedar Park, TX (US);
Daniel Scott Veibell, Plano, TX (US);
Seth E. Ethington, McKinney, TX (US);
Timothy Shiveley, Farmers Branch, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A system in accordance with present embodiments includes a device comprising a sensor configured to detect sensed data for an individual. The sensed data comprises data related to health of the individual. The system also includes a health analysis system communicatively coupled to the device. The health analysis system comprises a memory and a processor. The memory is configured to store instructions that cause the processor to receive the sensed data from the device, analyze the sensed data to determine health trend data for the individual, retrieve group health trend data associated with the health trend data for the individual, generate a predicted health trend for the individual based at least in part on a comparison between the health trend data for the individual and the group health trend data, and adjust offered products, premiums, or both, based on predicted health trend for the individual.