The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2024

Filed:

Oct. 05, 2021
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Sangam Verma, Gurugram, IN;

Rohit Chauhan, Somers, NY (US);

Athanasia Xeros, St. Louis, MO (US);

Karamjit Singh, Gurugram, IN;

Nitendra Rajput, Gurgaon, IN;

Tanmoy Bhowmik, Bangalore, IN;

Aniruddha Mitra, Gurgaon, IN;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/018 (2023.01); G06N 3/04 (2023.01); G06Q 10/063 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/018 (2013.01); G06N 3/04 (2013.01); G06Q 10/063 (2013.01);
Abstract

Systems and methods are provided for determining an environmental impact of one or more transactions. An example method generally includes accessing transaction data representative of a plurality of transactions, where each of the transactions involves a user and a merchant, and accessing at least one index indicative of environmental impact of a plurality of merchants. The method also includes generating a graph based on the users and merchants included in the transaction data, whereby the graph is representative of the plurality of transactions, and determining a mapping between ones of the merchants involved in the transaction data and the environmental impact indicated by the at least one index, based on at least one of: the graph, the accessed at least one index, a graph convolution network (GCN), and a graph neural network (GNN). The method then includes publishing the mapping between the ones of the merchants and the environmental impact.


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