The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2024

Filed:

Feb. 12, 2021
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Laszlo Spoor, Krimpen aan den IJssel, NL;

Michael Kemanetzis, Rotterdam, NL;

Savio Voskian, Rotterdam, NL;

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/02 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/401 (2013.01); H04L 9/3213 (2013.01); H04L 63/102 (2013.01); G06Q 20/02 (2013.01); H04L 63/083 (2013.01); H04L 2209/56 (2013.01);
Abstract

A disclosed method includes a tokenization computer receiving, from a processing network computer, a tokenization request message during an interaction between a first user device and a second user device. The tokenization request message comprises first user account data and second user account data. The tokenization computer can select a tokenization option of a plurality of tokenization options in a tokenization matrix based on the first user account data and the second user account data. The tokenization computer can then determine alternate first user account data and alternate second user account data based on the tokenization option. The tokenization computer can generate a tokenization response message comprising the alternate first user account data and the alternate second user account data. The tokenization computer can then provide the tokenization response message to the processing network computer.


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