The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2024

Filed:

Jan. 30, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Darren M. Goetz, Salinas, CA (US);

Miranda C. Hill, Seattle, WA (US);

Dennis E. Montenegro, Concord, CA (US);

Alicia Y. Moore, San Ramon, CA (US);

Susan Symons, Mooresville, NC (US);

Timothy R. Ward, Mesa, AZ (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07F 19/00 (2006.01); G06F 3/0482 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/108 (2013.01); G06Q 20/381 (2013.01); G06Q 20/40 (2013.01); G07F 19/00 (2013.01); G06F 3/0482 (2013.01);
Abstract

A provider computing system comprises a network interface configured to communicate data to and from a lockbox computing system associated with the provider and a user device associated with a user over a network, and a lockbox management circuit structured to receive a lockbox transaction request from the user device where the lockbox transaction request comprises a transaction identification and a desired time window for the lockbox transaction, identify a lockbox available to complete the lockbox transaction according to the lockbox transaction request from a plurality of lockboxes located at different lockbox locations, transmit a lock request to the lockbox causing the lockbox to physically lock via an actuator of the lockbox, dispense currency into the lockbox by a currency dispenser based on the transaction identification, and cause the actuator to unlock the lockbox based on an input terminal of the lockbox receiving a passcode during the time window.


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