The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 05, 2024

Filed:

May. 12, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Nathaniel McKinnon, Henrico, VA (US);

Jeremy Phillips, Brooklyn, NY (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 16/23 (2019.01); G06F 16/28 (2019.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/105 (2013.01); G06F 16/2379 (2019.01); G06F 16/285 (2019.01); H04L 9/3226 (2013.01); H04L 63/1433 (2013.01);
Abstract

An authentication method includes assigning a risk status to a request received from a remote interaction system, transmitting a notification communication to a device associated with the request, monitoring interaction data from an interaction network, and identifying, from the monitored interaction data, authentication interaction information, the authentication interaction information including a coded sequence and a predetermined authentication identifier. The authentication method also includes comparing the coded sequence in the authentication interaction information to an expected coded sequence and transmitting a verification communication after determining the coded sequence in the authentication interaction information matches the expected coded sequence.


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