The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 05, 2024
Filed:
Sep. 19, 2023
Synchrony Bank, Stamford, CT (US);
Viveka Vardhan Ravi, Stamford, CT (US);
Tushar Divecha, Stamford, CT (US);
Deborah Bernert, Stamford, CT (US);
Jonathan M. Schmidt, Stamford, CT (US);
Ashok Uppalapati, Stamford, CT (US);
Ajay Yadav, Stamford, CT (US);
Craig Urbansky, Stamford, CT (US);
SYNCHRONY BANK, Stamford, CT (US);
Abstract
Examples describe data security for communication systems. One example includes validating a merchant system using merchant data and generating a set of merchant credentials. The set of merchant credentials is then used in authentication to facilitate a secure transaction, which involves automatically generating transaction data with a tokenized client account number associated with the secure transaction. A refund request associated with the secure transaction is received with the set of merchant credentials that are used for automatically authenticating the merchant system. The example then involves accessing a database that includes the transaction data for automatically facilitating settlement of a refund payment using the authenticated merchant system and the transaction data.